Payment firms seal deal to issue branded cards

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Nigerian payment scheme Payattitude and PAPSSCARD, the card initiative of the Pan-African Payment and Settlement System, have announced a strategic partnership to issue co-branded cards across Africa and beyond.

The collaboration will allow Payattitude cards, issued by banks and other deposit-taking institutions, to be co-branded with PAPSSCARD, Discover, Diners, and Pulse networks, enabling seamless transactions across Nigeria, the African continent, and worldwide.

The move is aimed at facilitating real-time, secure cross-border payments in local currencies, supporting trade under the African Continental Free Trade Area. PAPSS, an Afreximbank initiative, provides the financial infrastructure to simplify payments and settlement across Africa.

Director at Payattitude, Dr Agada Apochi, said the partnership reflected the companies’ commitment to creating inclusive and borderless payment solutions.

“With Payattitude, Nigerian cardholders and financial institutions can now enjoy the benefits of a Nigerian card that can be used worldwide,” Dr Apochi said.

Acting CEO of PAPSSCARD, John Sebabi, described the alliance as a step toward a unified African payments landscape, reducing inefficiencies in cross-border transactions and strengthening African sovereignty over payment infrastructure.

“Collaborating with Payattitude, a key innovator in Nigeria’s payments space, represents a significant step toward connecting African payment ecosystems,” Sebabi said.

The CEO of PAPSS, Mike Ogbalu, added that the partnership would help build a single African market where individuals and businesses can transact easily and securely within Africa and globally.

Launched in 2022, PAPSS provides instant cross-border payments in local currencies and supports financial settlement across the continent. Its card initiative, PAPSSCARD, launched in June 2025, enables secure, low-cost payments for businesses and individuals.

Payattitude, licensed by the Central Bank of Nigeria in 2013, is owned by a consortium of Nigerian banks and focuses on innovative mobile and digital payment technologies.

The co-badge partnership is expected to facilitate faster, safer, and more efficient payments across Africa, reinforcing the continent’s move toward greater economic integration under AfCFTA.

Justice has over three years experience spanning digital and print media. At The PUNCH, he currently covers the automobile sector with special interest in features and industry analysis.

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